HOABuddy

Free HOA Resources

Tools and templates to help HOA board members manage their communities more effectively.

HOA Dues Calculator

Enter your HOA's annual budget and unit count to calculate what to charge each homeowner. Adjust the reserve fund percentage to see how it affects monthly dues.

Your HOA Details
50
5400
$
15%

Added on top of operating budget. Most HOAs target 10–25%.

$

Total HOA-wide — split evenly across all units.

Estimated Dues

Monthly dues per unit

$57.50

Annual per unit

$690.00

Reserve fund / year

$4,500.00

Total annual HOA budget

$34,500.00

Online payment processing

$1.97/payment if collected monthly — $23.61/unit/year

With HOABuddy this fee is passed to the resident. Your HOA keeps 100% of every payment.

Stop running this in a spreadsheet every year. HOABuddy automates dues, invoicing, and online collection — free for 30 days.

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HOA Reserve Fund Calculator

Find out if your reserve fund is on track. Enter your current balance and what your major assets will cost to replace — the calculator shows your funding level and how much to contribute each month to stay healthy.

Your Reserve Fund Details
$

What your HOA has saved right now.

$

Sum of all major capital items — roof, parking, HVAC, pool, etc.

10 yrs
1 yr30 yrs
2%
0%6%
50
5400
Reserve Fund Health
Underfunded
Current funding level12.5%
0%30% min70% healthy100%

Monthly contribution per unit

$15.48

Annual contribution

$9,289

Still needed

$101,715

Projected value of current balance in 10 yrs

$18,285

Industry benchmarks: <30% funded = underfunded, 30–69% = adequate, 70%+ = healthy. Based on the straight-line method with compound interest.

Once you know your target, HOABuddy makes it easy to collect dues from residents online — no spreadsheets, no chasing checks.

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